Wholesale ExcessDisability Income Insurance |

Cover Agency, Ltd

| Additional Disability Income Layer to $50,000,000 |

Monthly Payments
PLUS Lump Sum Payment

Wholesale | Excess | Disability Income Insurance

Physician | Executive | CEO | Athlete | Entertainer | Key Man | Merger | Acquisition |

Wholesale Excess High Limit Disability Income Insurance |

Cover Agency Ltd.

Cover Agency, Ltd. is pleased to introduce  Wholesale Excess High Limit Disability Income Insurance (Benefits Paid Monthly and/or in a Lump Sum).

            1. For High Compensation Individuals, such as:                   

  1. Actors
  2. Athletes
  3. Authors
  4. Business owners
  5. CEO’s
  6. Directors
  7. Entertainers
  8. Entrepreneurs
  9. Executives
  10. Financial investors
  11. Hedge fund managers
  12. International executives
  13. Investment bankers
  14. Irreplaceable employees
  15. Key man, business sellers
  16. Lawyers
  17. Managing Partners
  18. Musicians
  19. Physicians
  20. Portfolio managers
  21. Presidents
  22. Producers
  23. Scientists
  24. Surgeons

2. High Limit Disability Income Insurance Benefits Include:

                        1. Provides exceptional individuals, who are highly paid or substantial self employed earners, with additional disability income insurance protection,  on a temporary of permanent basis.

                        2. An "own occupation" disability definition provides additional insurance protection, if an individual cannot earn as much income as he (she) previously were able to earn.

                        3. Insures up to 60% of income either as monthly income payments, or as a lump sum payment, or as a combination of both.

                       4. "Buy - Sell" disability income insurance coverage provides a lump sum of money, for financial indemnification payout, if one partner becomes disabled from accident or sickness. The payout is used to purchase the disabled partner's share of the company or professional organization.

                        5." Key Man" disability Insurance protects a company from the loss of extremely valuable personnel, such as the seller, CEO, of a business who has agreed to remain for a period of time after closing of the sale of the company.

It can also be used to insure a third-party against the loss of a key employee who skills are so valuable , as to make the employee an irreplaceable asset to a company. The disability of a highly skilled person can substantially impair the cash flow needs of a business, for a period of time.

                        6. Kidnap and ransom insurance payment can be obtained as a lump sum payment to directly or indirectly indemnify the expense for obtaining the release of a key  executive of a business, or a famous perosn,  who may have been traveling overseas when detained.

                        7. Critical asset insurance protection can be obtained by a third party, providing protection against the disability of a key person impairing the value of an investment in a company, by a private equity or venture capital firm.

                        8.  Highly rated insurance carriers can provide as much as $50,000,000 (or more) in high limit disability insurance protection, including both monthly payments and a lump sum payment insurance coverage.

For Additional Information, Contact:

Priscilla Li

Vice President

Cover Agency, Ltd
Wholesale Insurance

Email: priscillali@coveragency.biz


Direct (347) 886-9778

Office (718) 591-2400

Executive Offices:

179-14 Union Turnpike

Flushing, New York 11366


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